Credit Analysis Basics: The ABCs of Underwriting (Currently Unavailable)

Author: David Osburn

Join David Osburn for a proactive training session and learn how banks make lending decisions based on the five (5) C’s of credit- capacity, capital, collateral, conditions, and character! The session will cover the basics of the three main areas of lending- consumer, mortgage, and commercial lending. Each of the three areas will be illustrated with real life case studies. The attendee will also be exposed to loan structure, loan support, and documentation issues and how they are an intricate part of the lending process. Additionally, the basics of loan compliance will be provided including Reg B, Reg Z, TRID, BSA, and Fair Credit Reporting.

Publication Date: August 2020

Designed For
CPAs, CFO/controllers, financial managers, auditors, financial analysts and practitioners who provide accounting, tax or consulting services to businesses.

Topics Covered

• Basics of the five C's of credit
• The Credit Department, Legal Environment, Credit Policy, Credit Investigations, and Credit Fraud
• Credit Decisions, Customer Visits, and the Sales Department
• Bankruptcy Proceedings

Learning Objectives

• Recognize the five "Cs" of credit (capacity, capital, collateral, conditions, and character)
• Identify the three main areas of lending
• Recognize and apply the three areas of lending
• Recognize and apply the three areas to individual case studies
• Recognize and review the basics of loan structure, loan support, documentation, and loan compliance
• Describe DCR

Level
Basic

Instructional Method
Self-Study

NASBA Field of Study
Accounting (2 hours)

Program Prerequisites
None

Advance Preparation
None